Leadership and Team

Our team is global, representing
the diverse communities we serve.

Kiva Values

Impact
First

Be Curious
and Bold

Honor and
Integrity

Extreme
Ownership

Inclusion.
Equity.
Diversity.

Love and
Kindness
Always

Board of Directors

All board members, except Kiva’s CEO and Executive Chair of the Board, are independent voting members.

Julie Hanna
Executive Chair of the Board, Kiva

Since 2009, Julie Hanna has served as Executive Chair of the Board at Kiva. She is an entrepreneur, investor and advisor working with purpose-driven technology companies to solve humanity’s greatest challenges.


In 2015, President Obama appointed her Presidential Ambassador for Global Entrepreneurship to help develop the next generation of entrepreneurs in the U.S. and abroad. 

Julie serves as special advisor to X (formerly Google X), Alphabet’s moonshot factory where breakthrough technologies are developed to solve problems impacting a billion people or more. She is a venture partner at Obvious Ventures, a venture firm that invests in technology companies addressing systemic problems in a profitable and scalable way. Hannah has been an early investor in numerous high growth technology companies including Lyft and Lending Club.

Hanna has been founder, CEO or founding executive of five Silicon Valley, venture-backed companies. Among them, Healtheon (now WebMD), onebox.com, Portola and open source innovator, Scalix. She has pioneered numerous groundbreaking technologies and products that are internet mainstays today, enabling tens of millions of people to connect, communicate and collaborate on a global scale. 

Hanna is an internationally acclaimed speaker and writer on purpose-driven profit and the democratizing potential of technology to create a more just, free and abundant world. In recognition of her vision and global impact on economic and social progress, she was named the United States Woman Icon of APEC and is a recipient of the 2016 Global Empowerment Award.  

“Serving as Kiva’s Executive Chair for the last 12 years has been the humbling honor of a lifetime. As a Coptic Egyptian, as a refugee of war, as an American immigrant, I have lived and witnessed the hope and dignity that is restored, and the human potential that is unlocked when we gain fair access. Especially fair access to capital.”

Maya Chorengel
Senior Partner and Financial Services Sector Lead, The Rise Fund

Maya Chorengel is a Co-Managing Partner at The Rise Fund, the world’s largest, global impact platform committed to achieving measurable, positive social and environmental outcomes alongside competitive financial returns.


Founded by TPG in partnership with Bono and Jeff Skoll, and with more than $5 billion in assets under management, Rise invests in growth-stage, high potential, mission-driven companies that have the power to change the world.

Chorengel is a long-term impact, private equity and venture capital investor who believes that “billions, especially in low income communities, lack access to fundamental services that could meaningfully improve their lives, not because providing these services is commercially unviable, but because our generation has not applied their imagination and will to innovate and create commercially grounded solutions. Applying market approaches and capital to solving social and environmental challenges is not only possible, but also critical to achieving the United Nations Sustainable Development Goals.”

Prior to joining TPG, Chorengel was a co-founder of Elevar Equity, a leading impact venture capital firm with a track record of top quartile financial returns and meaningful impact on over 20 million low-income households in Asia and Latin America. Prior to Elevar, Chorengel was Managing Director of the Dignity Fund, a private investment fund focused on local currency debt financing for high-growth microfinance institutions globally, and was previously at Warburg Pincus. Chorengel serves as a Director of EverFi, Varo Money, GloboKasNet, and Nithio in addition to Kiva. She also serves on the Advisory Boards of CASE i3 at Duke University, the Harvard Business School Social Enterprise Initiative, and co-authored a Harvard Business Review article entitled “Calculating the Value of Impact Investing.” Chorengel earned an A.B. in Social Studies from Harvard College and an M.B.A. from Harvard Business School.

“Having known Kiva since its very early days, I was thrilled to join Kiva’s board in 2015. I believe Kiva serves a unique role, given its non-profit charter, in helping drive individual connectivity and massive scale to meet the goal of financial inclusion globally.”

As a board member, Chorengel is active on the organization’s audit committee and provides input on areas related to microfinance, emerging markets, capital formation and strategic issues.

Neville Crawley
Chief Executive Officer, Kiva

Neville joined Kiva as CEO in the fall of 2017. He brings nearly 2 decades of experience leading global business and technology ventures, most recently as the CEO of Quid, a platform that analyzes the world’s collective intelligence to help answer strategic questions.


During Neville’s career he has worked in China, Nigeria, Brazil, Malaysia and across the Middle East, including 4 years working for McKinsey & Company and as the publisher of China Economic Review.

Andre Haddad
Chief Executive Officer, Turo

Andre Haddad is the CEO of leading peer-to-peer car-sharing marketplace, Turo, and was previously CEO of Shopping.com, the leading online comparison-shopping network before its $600m acquisition by eBay in 2005.


Haddad grew up in Beirut, Lebanon, where he witnessed the horrors of the civil war that tore that country apart for 15 years. He left Beirut in October 1989 after his home was bombed and has experienced the challenges encountered by immigrants and refugees seeking a better future. He pursued higher education in France where he graduated from HEC Paris in 1995.

In 1999, Andre co-founded iBazar, the pioneering European consumer to consumer e-commerce marketplace. iBazar became the leading marketplace player in Europe and was acquired by eBay in 2002. Haddad played several roles during his time at eBay, including GM in Europe, VP, International Operations, and VP, User Experience and Design, and Senior Vice President, Product, where he was responsible for product management, design, and research at eBay’s $50B+ global marketplace business.

In 2011, Andre became the CEO at Turo, the pioneering peer to peer car sharing leader. He has been building an exponentially growing business whose mission is to put the world’s 1.5B cars to better use.

“Over the past 14 years as a lender on Kiva, I have witnessed the magic of a $25 loan empowering an entrepreneur to pursue their dreams and change their life and their community’s lives for the better. It has left me with a profound connection to Kiva’s mission and admiration for its impact. I am incredibly excited to support the Kiva team in the next phase of growth, scale and impact. I strongly believe that Kiva has only scratched the surface of the opportunity it is pursuing and I am thrilled to share my 20 years of experience in building, growing and scaling marketplaces and in designing delightful consumer web experiences.” Haddad joined Kiva’s board in 2020.

Reid Hoffman
Co-Founder and Executive Chairman, LinkedIn

An accomplished entrepreneur, executive, and investor, Reid Hoffman has played an integral role in building many of today’s leading consumer technology businesses, including LinkedIn and PayPal.


He possesses a unique understanding of consumer behavior and the dynamics of viral businesses, as well as deep experience in driving companies from the earliest stages through periods of explosive, “blitzscale” growth. Ranging from LinkedIn to PayPal, from Airbnb to Convoy to Facebook, he invests in businesses with network effects and collaborates on building their product ecosystems.

Hoffman co-founded LinkedIn, the world’s largest professional networking service, in 2003. LinkedIn is thriving with more than 500 million members around the world and a diversified revenue model that includes subscriptions, advertising, and software licensing. He led LinkedIn through its first four years and to profitability as Chief Executive Officer. In 2016 LinkedIn was acquired by Microsoft, and he became a board member of Microsoft.

Prior to LinkedIn, Hoffman served as executive vice president at PayPal, where he was also a founding board member.

Hoffman joined Greylock Partners in 2009. He focuses on building products that can reach hundreds of millions of participants and businesses that have network effects. He currently serves on the boards of Airbnb, Apollo Fusion, Aurora, Coda, Convoy, Entrepreneur First, Microsoft, Nauto, Xapo, and a few early stage companies still in stealth. In addition, he serves on a number of not-for-profit boards, including Endeavor, CZI Biohub, Do Something, New America, Stanford’s Human-Centered AI Initiative, the MacArthur Foundation’s 100&Change, and Kiva. Prior to joining Greylock, he angel invested in many influential Internet companies, including Facebook, Flickr, Last.fm, and Zynga.

Hoffman is the co-author of three best-selling books: The Start-up of You, The Alliance, and Blitzscaling. Hoffman is the host of Masters of Scale, an original podcast series and the first American media program to commit to a 50-50 gender balance for featured guests.

Hoffman earned a master’s degree in philosophy from Oxford University, where he was a Marshall Scholar, and a bachelor’s degree with distinction in symbolic systems from Stanford University. In 2010 he was the recipient of an SD Forum Visionary Award and named a Henry Crown Fellow by The Aspen Institute. In 2012, he was honored by the Martin Luther King center’s Salute to Greatness Award. Also in 2012, he received the David Packard Medal of Achievement from TechAmerica and an honorary doctor of law from Babson University. In 2017, he was appointed as a CBE by her majesty Queen Elizabeth II.

“Entrepreneurship is economic self-empowerment, for individuals and for societies. Kiva brings the power of networks and marketplaces to enable individuals in many emerging parts of the world, to support themselves and their communities. I love Kiva’s mission, and my network and skillset is well aligned to work alongside.”

John D. Muller
Associate General Counsel, Facebook

John Muller is Head of Legal for Novi Financial, Inc., a subsidiary of Facebook. Novi is building mobile wallet and exchange services for the new Libra blockchain, with an emphasis on making it faster, cheaper, and easier for people to move money safely around the world.


Previously, Muller was General Counsel (2000-2013) and Vice President of Payments Policy (2013-2017) for PayPal. He helped PayPal through its regulatory licensing, acquisition by eBay, launch of merchant services and international expansion. Before joining PayPal, Muller was a partner at the law firm of Brobeck, Phleger & Harrison.

Muller previously served on the Board of WAGES (Women’s Action to Gain Economic Security), now known as Prospera, a nonprofit organization that raises capital and provides technical assistance to help low-income women operate cooperative businesses.  He spent 10 years growing up living in Guatemala and Paraguay.

“I’m excited to be on Kiva’s Board to help people around the world use their entrepreneurial energy to strengthen  their families and their communities. I’m focused on supporting the Kiva management team as they address the regulatory issues in delivering innovative financial services.”

Leadership Team

Neville Crawley
Chief Executive Officer, Kiva

Neville joined Kiva as CEO in the fall of 2017. He brings nearly 2 decades of experience leading global business and technology ventures, most recently as the CEO of Quid, a platform that analyzes the world’s collective intelligence to help answer strategic questions.


During Neville’s career he has worked in China, Nigeria, Brazil, Malaysia and across the Middle East, including 4 years working for McKinsey & Company and as the publisher of China Economic Review.

Austin Choi
General Counsel

Austin has served as Kiva’s General Counsel since 2008 and is responsible for legal matters across Kiva’s operations. He oversees the negotiation of agreements with Kiva’s microfinance Field Partners, corporate supporters and donors, manages the organization’s regulatory compliance across multiple jurisdictions, and advises the Board of Directors on governance matters.


Austin came to Kiva with more than 10 years of legal experience working with global technology companies. He previously held positions in the legal departments of ArcSight, InVision Technologies/GE InVision and the law firm of Fenwick; West LLP. He also served as a judicial law clerk at the U.S. Court of International Trade.

Austin holds a bachelor’s degree in Economics from Harvard College, where he studied economic development issues, and a J.D. from Harvard Law School.

Matthew Davie
Chief Strategy Officer

Matthew joined Kiva in 2018 to focus on long-term strategic initiatives to help drive systemic financial inclusion for the world’s most vulnerable populations. He oversees corporate strategy, emerging technology development, and policy and regulatory engagements.


Additionally, Matthew is a board member of the Libra Association, a charter member of the Linux Foundation’s Social Impact Working Group, and an advisor to ID2020. Prior to Kiva, Matthew spent over a decade working with multi-national technology companies in the big data, entertainment, and gaming sectors.

Matthew earned his B.S. from the University of California at Davis, and his M.S. and Ph.D. from Stanford University.

Amber Gibson-Mora
VP, People & Places

Amber Gibson-Mora joined Kiva as the VP, People & Places in 2020. In her current role she is responsible for developing and executing overall human resource strategy in support of the business plan and strategic direction of the organization, specifically in the areas of succession planning, talent management, change management, organizational and performance management, and transformational change.


After spending nearly two decades working in human resources for Fortune 500 companies, and government agencies, Amber knows how to help organizations embrace disruption and practice agility in changing business dynamics. Amber has significant experience leading human resources strategy in cross-functional, global, and end-to-end matrixes that enable synergies, new ways of working, higher productivity, and better ways of resourcing talent across the organization.

Amber graduated with a BS in Criminal Justice from the California State University, Sacramento.

Ken Leung
Executive VP of Engineering

Ken leads the technology teams at Kiva to help grow opportunity and scale financial inclusion around the world.

Ken brings 3 decades of technology leadership experience gained from roles at both public companies and startups such as SAP Ariba, BMC Remedy and Euclid Analytics, a company he co-founded.


His passion for building great products has created opportunities for Ken to launch products in the enterprise and consumer software markets. Most recently, his focus has been in developing SaaS applications in the fields of analytics and machine learning.

Ken graduated from Santa Clara University with a bachelor’s degree in Engineering Physics and a master’s in Computer Engineering.

Sarah Marchal Murray
Chief Strategic Partnerships Officer

Sarah joined Kiva in June of 2019 to identify, build and strengthen partnerships vital toward our collective aim of creating a financially inclusive world for all.


Besides Kiva, Sarah advises a range of philanthropists, nonprofits building or restructuring initiatives, and social enterprises looking to attract impact investment. She has served in a variety of executive roles in the global development space, including with the END Fund, Center for Global Development, WaterAid America, and Community Counselling Services. Early in her career she was a political media consultant and served in the PeaceCorps.

Sarah graduated from Villanova University and earned her Master’s degree at Columbia University’s School of International and Public Affairs (SIPA) and studied nonprofit management at the School of Business.

Jason Eyler
Executive Vice President, Marketplace

Jason joined Kiva in 2020 to help grow and scale the Kiva.org crowdfunding platform and increase its global impact.


Jason has over 20 years of executive product and general management experience helping early-stage and growth-stage companies build and deliver innovative products and experiences. Prior to Kiva, Jason spent 7 years at Minted. There, he led the Product Management and Design teams after running Growth, Digital Products, and Customer Operations. He began his career at Yodlee where he eventually led global engineering and custom products, then moved on to establish and lead the product teams at Lift Media and Extole.

Jason graduated from the University of Virginia with a bachelor’s degree in Biology and pre-medical studies.

Jessica Seilhan
VP of Finance

Jessica joined Kiva in April of 2019 and leads Kiva’s finance and accounting team. As a member of the leadership team, Jessica supports Kiva’s sustainable growth through disciplined management of the organization’s financial resources.


Jessica loves using numbers to tell the story of an organization’s financial and operational performance. She brings more than 10 years of finance and accounting experience to Kiva, having served in finance leadership roles at organizations ranging from Stitch Fix to The Clorox Company.

Jessica graduated from Carnegie Mellon University with a B.S. in Business Administration and earned her MBA at The University of Chicago.

Chad Sterbenz
Chief Investment Officer

Chad is responsible for Kiva’s international and U.S. lending and investing programs, and for oversight of Kiva’s credit and investment policies and operations.


Chad joined Kiva in 2013, and has previously served as the head of both Risk and Finance at Kiva. Previously, he lived and worked in Vietnam and Peru managing debt and equity impact investment funds, and in Washington, D.C., as an investment professional. He has traveled for work to dozens of low- and middle-income countries around the world.

Chad graduated from Bowdoin College, briefly explored the world as an archaeologist, and then completed a master’s degree in International Development at American University. He also served for 3 years in the Peace Corps at a university in Osh, Kyrgyzstan.

Our Team

Kiva relies on the strength and ingenuity of our global network of staff in addition to our lending partners and strategic partners to fuel our mission and vision.